Top tips and advice from Asterisk’s best articles of the year

Curious about our most-read articles of the year? From first-time home buying tips to student budgeting advice and how we’re helping build a greener Winnipeg, these stories highlight the values that matter to our community. They reflect the shared goal of achieving financial well-being, fostering inclusivity and making a positive impact in our neighbourhoods every day.

Are you looking for inspiration on your journey to building wealth, sustainability and community in 2025? Read on for helpful advice, valuable information and insightful stories from ACU’s top 10 articles of the year!

1. Protect yourself against fraud

Each year brings a new set of common scams to look out for—and 2024 was no different. From investment scams to spear phishing and false advertising, fraudsters discovered new ways to try to persuade victims to transfer funds or share personal information. Arm yourself with awareness and fraud prevention tips—and put yourself in a better position to outwit the fraudsters!

2. Forging a path to greener driving

This year, electric vehicle enthusiasts around the globe celebrated the fifth annual World EV Day. The benefits of EVs range from lower emissions to cheaper charging and maintenance costs. ACU has a longstanding commitment to environmental sustainability and we’re doing our part to support EV adoption in Manitoba. Learn more about how we’re committed to greener driving!

3. Guarding against SIM card swap fraud

SIM card swapping is a scam that can lead to identity theft and huge financial losses, but there are a few key things you can do to protect against it. Discover what you need to know about preventing SIM card swap fraud or what you should do if it suddenly happens to you.

4. Wealth-building for Canadian newcomers

Newcomers want to thrive in their new home, and building wealth is part of that journey. Whether you’re looking to learn more about the Canadian financial ecosystem, the investments available to new Canadians or how to establish a credit history, ACU has the information and financial expertise you need to succeed.

5. Your easy guide to home composting

Over the past two years, ACU has grown a successful workplace composting initiative, thanks to our partnership with Compost Winnipeg. Are you interested in composting at home to reduce personal food waste and lead a more resource-efficient lifestyle? It’s easy and low-cost! Get started today.

6. Your first home savings options, explained

There are many ways to save for a down payment for your first home—whether it be a TFSA, RRSP, or FHSA. But how do you know which one is best to use? And how does the FHSA fit into the mix? We break down how an FHSA stacks up against the rest—and how ACU can help you navigate your savings options.

7. Your guide to variable vs. fixed-rate mortgages

With interest rates fluctuating, comparing fixed vs variable rate mortgages can be a tough task! We’ll help you decide whether a fixed or variable-rate mortgage is right for you, and your options for each. Explore some of the benefits, drawbacks and considerations of each type of mortgage to find your best fit.

8. Student budgeting 101

Accounting for rising tuition costs is important when saving for college or university. But did you know there are six expenses every student should be budgeting for today? Plan and save for expected and unexpected costs now and enjoy a smoother,
debt-free post-secondary experience.

9. Buying a home in Winnipeg, step-by-step

Buying a home is exciting! However, navigating the financing, multiple steps and costs of a first-time home purchase can be tricky. With a little planning and practical guidance from ACU, avoid the pitfalls and start your adventure on the right path.

10. The impact of the Orange Shirt Day movement

Since its inception in 2013, Orange Shirt Day is held September 30 to honour survivors of residential schools. Over the past decade, the event has become widely recognized across Canada with participation by schools, businesses and many organizations. For ACU employees and members, Orange Shirt Day is an integral part of our learning journey and commitments in response to the Truth and Reconciliation Commission’s Calls to Action and to the Winnipeg Indigenous Accord.

If you’re ready to start your journey to building better wealth in 2025, ACU’s team of advisors has the experience and knowledge you need to succeed—book an appointment today!

ACU.ca | 1.877.958.8588 | 204.958.8588

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