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Save more money than you even realize! The benefits of pre-authorized contributions (PACs)

When you have some extra cash in your wallet, it’s tempting to spend it on a double-shot mocha latte with extra whipped cream. But what if you put that extra…

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Should I pay my mortgage down faster?

If you’ve ever asked yourself, “Should I pay off my mortgage early?” the short answer is yes. While it may be tempting to stretch out the term of your mortgage…

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How to read your credit card statement (and get rewarded)

Plus 3 simple rules to get more out of your credit card. Credit cards can bring you a lot of freedom — turning your dreams into reality. No matter what…

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10 steps to buying your first home

Buying a new home in Winnipeg can be an exciting time. After all, you can finally move into a place to call your own—whether you’re leaving that long-term rental property,…

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RRSP vs. TFSA vs. FHSA: Breaking down the options for buying your first home

Many ACU members are familiar with their options when saving for a down payment. Tax Free Savings Accounts (TFSAs) offer shelter from taxes on growth, while a Registered Retirement Savings…

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